Goodfolk Finance Utilities

Loan Payment Calculator

Estimate a loan payment based on amount, APR, term length, and optional extra monthly payment.

Loan amount ($)APR (%)Loan term (years)Extra monthly payment ($)

This estimate assumes a fixed APR and regular monthly payments. It does not include taxes, fees, insurance, or lender-specific terms.

Loan estimate

Estimated monthly payment$304.15

Scheduled loan term60 months

Scheduled total interest$3248.75

Scheduled total paid$18248.75

Payment with extra$304.15

Payoff with extra60 months

Months saved0

Interest saved$0.00

Extra payments can reduce interest and shorten the payoff timeline. Check whether your lender allows extra principal payments without penalties.

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