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Goodfolk Travel Utilities

Travel Insurance Checklist

Create a simple travel insurance comparison checklist based on your trip type, transportation, and coverage concerns.

This is a comparison checklist, not insurance advice. Always read the policy documents, limits, exclusions, and claim rules before buying coverage.

Checklist

Coverage items to compare

  • Trip cancellation coverage
  • Trip interruption coverage
  • Travel delay coverage
  • Emergency assistance contact information
  • Policy limits and exclusions
  • Claim filing steps and required documents
  • Emergency medical coverage
  • Emergency medical evacuation coverage
  • Passport or travel document assistance
  • Flight delay coverage
  • Missed connection coverage
  • Lost or delayed baggage coverage
  • Nonrefundable lodging reimbursement
  • Emergency medical treatment
  • Hospital coverage
  • Medical evacuation
  • Pre-existing condition waiver, if needed
  • Lost baggage coverage
  • Delayed baggage coverage
  • Personal item coverage limits
  • Cancel for covered reasons
  • Cancel for any reason option, if available
  • Work, illness, weather, or family emergency cancellation rules

Questions to ask

  • What reasons for cancellation are covered?
  • What is the maximum reimbursement amount?
  • Are pre-existing conditions excluded or covered with a waiver?
  • What receipts or proof are needed for claims?
  • How quickly must claims be filed?
  • Does the policy cover medical care outside your home country?
  • Is evacuation coverage included, and what is the limit?
  • Is cancel-for-any-reason coverage available, and what percentage is reimbursed?

Documents to keep

  • Trip confirmation emails
  • Flight receipts
  • Hotel or lodging receipts
  • Tour or attraction receipts
  • Passport or ID copy
  • Emergency contact information
  • Airline itinerary
  • Baggage claim tags
  • Lodging cancellation policy

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