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Goodfolk Travel Utilities
Travel Insurance Checklist
Create a simple travel insurance comparison checklist based on your trip type, transportation, and coverage concerns.
This is a comparison checklist, not insurance advice. Always read the policy documents, limits, exclusions, and claim rules before buying coverage.
Checklist
Coverage items to compare
- Trip cancellation coverage
- Trip interruption coverage
- Travel delay coverage
- Emergency assistance contact information
- Policy limits and exclusions
- Claim filing steps and required documents
- Emergency medical coverage
- Emergency medical evacuation coverage
- Passport or travel document assistance
- Flight delay coverage
- Missed connection coverage
- Lost or delayed baggage coverage
- Nonrefundable lodging reimbursement
- Emergency medical treatment
- Hospital coverage
- Medical evacuation
- Pre-existing condition waiver, if needed
- Lost baggage coverage
- Delayed baggage coverage
- Personal item coverage limits
- Cancel for covered reasons
- Cancel for any reason option, if available
- Work, illness, weather, or family emergency cancellation rules
Questions to ask
- What reasons for cancellation are covered?
- What is the maximum reimbursement amount?
- Are pre-existing conditions excluded or covered with a waiver?
- What receipts or proof are needed for claims?
- How quickly must claims be filed?
- Does the policy cover medical care outside your home country?
- Is evacuation coverage included, and what is the limit?
- Is cancel-for-any-reason coverage available, and what percentage is reimbursed?
Documents to keep
- Trip confirmation emails
- Flight receipts
- Hotel or lodging receipts
- Tour or attraction receipts
- Passport or ID copy
- Emergency contact information
- Airline itinerary
- Baggage claim tags
- Lodging cancellation policy
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